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| We don't sell South Park Apartment Insurance products directly, but instead provide you a link to our partner's website who offers a price comparison tool allowing you to find the best deals and lowest prices for renters insurance. |
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| A South Park apartment insurance policy extends beyond on-premise theft and hazards. If your suitcase is stolen while you're on vacation, you'll likely be covered. Same with property stolen from your car. If you're prone to barroom brawls—well, you might need more help than renters insurance, but you'll probably be covered if you hurt someone. Speaking of injuries, you'll also likely be protected if someone slips and sprains their ankle at your annual dance-a-thon; you may even receive compensation for legal defense costs in the case of a lawsuit. |
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| Why don't more renters carry South Park apartment insurance against possible financial losses? Apartment owners and managers and insurance industry executives said most renters believe -- erroneously so -- that they don't need renter's insurance because the property owner is required to take care of any losses they may suffer. |
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| When shopping for renters insurance, it pays to shop around. Prices vary from company to company. Through our partner, InsuranceFinder, you will get competitive price quotes. To get South Park apartment insurance, you can call companies directly or access information on the Internet. Your state insurance department may also provide comparisons of prices charged by major insurers. |
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| Your landlord's South Park apartment insurance doesn't cover your personal property. Things like your clothes, stereo, furniture, television, bicycle, jewelry, personal computer, artwork and other items are not covered against destruction or loss by your landlord's insurance. It is important to purchase a renters insurance policy when renting. |
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| Your South Park apartment insurance should also cover personal liability. Most renters insurance policies will cover all non-auto accidents, including accidents that happen away from your apartment. Let's say that before your bike was stolen, you accidentally hit a pedestrian with it and he or she sued you. You are protected against lawsuits because you have renters insurance. Although coverages vary, $300,000 is standard coverage for personal liability. |
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| Everybody who rents, who wants to be compensated for the loss of property and who needs liability protection should have a separate South Park apartment insurance policy from the landlord's that covers the building and not the tenant's belongings. A renters insurance policy protects your belongings. |
