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| Whitfield County apartment insurance is fairly inexpensive. The average renters insurance policy is a little over $30 a month. How much are all your possessions worth? What if you had to replace them all? |
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| Everybody who rents, who wants to be compensated for the loss of property and who needs liability protection should have a separate Whitfield County apartment insurance policy from the landlord's that covers the building and not the tenant's belongings. A renters insurance policy protects your belongings. |
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| A Whitfield County apartment insurance policy covers added living expenses such as motel costs if you´re temporarily displaced from your home or apartment. This "loss of use" coverage is limited to 20 percent of the personal property coverage under your renters insurance policy. For example, if you have $25,000 of personal property coverage, your loss of use coverage would be $5,000. You will be paid up to this limit for the reasonable time required to repair or replace your rented property. |
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| A complete inventory of your property can be helpful if you ever file a claim with your Whitfield County apartment insurance. Keep a copy of the inventory, along with receipts and photos or a videotape, in a secure place, such as a safe deposit box. These will help prove your losses to the renters insurance company. |
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| Those who do buy the Whitfield County apartment insurance can usually get it at a good price and feel secure they're not left exposed to accidents, injury or damage. Renters insurance covers unexpected accidents, injury or damages. |
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| Although landlords have to have Whitfield County apartment insurance they do not cover you except in certain instances. For the most part they cover the landlords loss, such as if the building burns down, but doesn’t include the contents within. That is up to you. It is important for you to get a renters insurance policy to cover your contents and any liability you may incur |
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| Your landlord's Whitfield County apartment insurance doesn't cover your personal property. Things like your clothes, stereo, furniture, television, bicycle, jewelry, personal computer, artwork and other items are not covered against destruction or loss by your landlord's insurance. It is important to purchase a renters insurance policy when renting. |
