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| Tenants, whether well off or just getting by, should carry a Northwest Suburbs apartment insurance policy. That way, you won't be starting from scratch at a time when you can least afford it. Renter insurance covers your loss and will help you get back on your feet after a disaster |
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| With Northwest Suburbs apartment insurance, you can replace what's damaged or stolen. Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing. Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet, and pays legal defense costs if you are taken to court. |
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| If you rent an apartment or own a condominium, you need Northwest Suburbs apartment insurance to protect your belongings. While your landlord or condo association might have insurance, it only protects the building. Your belongings are not covered under those policies. A renters insurance policy will protect your belongings |
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| Why don't more renters carry Northwest Suburbs apartment insurance against possible financial losses? Apartment owners and managers and insurance industry executives said most renters believe -- erroneously so -- that they don't need renter's insurance because the property owner is required to take care of any losses they may suffer. |
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| Most of you probably haven't even thought about getting Northwest Suburbs apartment insurance to cover your personal property such as your clothes, furniture, tv, etc. You can protect your belongings by purchasing renters insurance, which is similar to homeowners insurance for those who rent. |
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| Your landlord's Northwest Suburbs apartment insurance doesn't cover your personal property. Things like your clothes, stereo, furniture, television, bicycle, jewelry, personal computer, artwork and other items are not covered against destruction or loss by your landlord's insurance. It is important to purchase a renters insurance policy when renting. |
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| When buying Northwest Suburbs apartment insurance, let your agent know about any particularly valuable items you have. Jewelry, antiques, and electronics might be covered up to a certain amount. If you have some items that are unusually expensive, such as a diamond ring, you'll probably want to purchase a separate rider. If you don't talk to your agent about an expensive item when you buy the renters insurance policy, you probably won't be able to recover the loss. |
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