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| Peninsula Apartment Insurance should be purchased when renting due to the numerous liabilities when renting, whether alone or another roommate. Renters insurance or tenant insurance can provide coverage for possessions against theft, fire and other damages, and even coverage for guests and roommates if an accident should occur. |
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| Everybody who rents, who wants to be compensated for the loss of property and who needs liability protection should have a separate Peninsula apartment insurance policy from the landlord's that covers the building and not the tenant's belongings. A renters insurance policy protects your belongings. |
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| Why don't more renters carry Peninsula apartment insurance against possible financial losses? Apartment owners and managers and insurance industry executives said most renters believe -- erroneously so -- that they don't need renter's insurance because the property owner is required to take care of any losses they may suffer. |
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| Get quotes from multiple Peninsula apartment insurance companies. Some companies sell through agents or directly to you. Many agents can offer you competitive rates from several companies for renters insurance. |
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| Although landlords have to have Peninsula apartment insurance they do not cover you except in certain instances. For the most part they cover the landlords loss, such as if the building burns down, but doesn’t include the contents within. That is up to you. It is important for you to get a renters insurance policy to cover your contents and any liability you may incur |
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| Our partner offers Peninsula apartment insurance products tailored to the needs of residents in each state we serve. Please visit our partner's website to learn more about a renters insurance policy |
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| A complete inventory of your property can be helpful if you ever file a claim with your Peninsula apartment insurance. Keep a copy of the inventory, along with receipts and photos or a videotape, in a secure place, such as a safe deposit box. These will help prove your losses to the renters insurance company. |
