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| You might think you don't need Hurst apartment insurance if you rent, but think again! Add up the cost of your furniture, your electronic equipment, your CD collection, computer, garments and other personal property. Can you afford to replace everything in the event of a fire or burglary? Getting renters insurance gives you to protection you need |
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| A Hurst apartment insurance policy covers added living expenses such as motel costs if you´re temporarily displaced from your home or apartment. This "loss of use" coverage is limited to 20 percent of the personal property coverage under your renters insurance policy. For example, if you have $25,000 of personal property coverage, your loss of use coverage would be $5,000. You will be paid up to this limit for the reasonable time required to repair or replace your rented property. |
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| Why don't more renters carry Hurst apartment insurance against possible financial losses? Apartment owners and managers and insurance industry executives said most renters believe -- erroneously so -- that they don't need renter's insurance because the property owner is required to take care of any losses they may suffer. |
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| We don't sell Hurst Apartment Insurance products directly, but instead provide you a link to our partner's website who offers a price comparison tool allowing you to find the best deals and lowest prices for renters insurance. |
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| Renters insurance (or tenant insurance) can provide you with coverage for everything you own in your new apartment, and the rate is often very cheap. Hurst apartment insurance covers your possessions against theft, fire, and other damage, and even covers your guests if they have an accident. Your lease may require you to have a certain level of renters insurance coverage if you are renting an apartment. |
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| All too often, renters don't understand that they're responsible if an accident, injury or damages occur. Many renters don't know that renter's insurance exist. Others simply just never get around to buying Hurst apartment insurance or opt to take their chances that mishaps will swerve around them. |
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| A complete inventory of your property can be helpful if you ever file a claim with your Hurst apartment insurance. Keep a copy of the inventory, along with receipts and photos or a videotape, in a secure place, such as a safe deposit box. These will help prove your losses to the renters insurance company. |
