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| When shopping for renters insurance, it pays to shop around. Prices vary from company to company. Through our partner, InsuranceFinder, you will get competitive price quotes. To get Virginia apartment insurance, you can call companies directly or access information on the Internet. Your state insurance department may also provide comparisons of prices charged by major insurers. |
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| Our partner offers Virginia apartment insurance products tailored to the needs of residents in each state we serve. Please visit our partner's website to learn more about a renters insurance policy |
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| In most cases, a landlord's Virginia apartment insurance covers only structural damage to the building itself—and many landlord policies don't even go that far if the damage is caused by a tenant. If you leave the tub running and it turns your floor into cardboard and dribbles downstairs, damaging your neighbor's couch, you may be liable for the whole drippy mess. If your building went up in flames, your landlord's coverage would include repairs, but only to the building, not to the possessions of tenants. Renters insurance will cover your possessions in case of a loss. |
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| As soon as you obtain Virginia apartment insurance, document your belongings. Make a videotape of everything you own or photos of everything you would want replaced. If you can't do that, write a detailed list of your things. If you lose your belongings in a fire it will be nearly impossible to remember everything you had. A record of your things will be invaluable in settling claims with the renters insurance company. |
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| Just like any other type of homeowners insurance policy, your Virginia apartment insurance premium depends on a number of factors: where you live, your deductible, your insurance company, and whether you need any additional coverage. Raising your deductible is a good way to reduce the monthly premium on your renters insurance policy |
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| We don't sell Virginia Apartment Insurance products directly, but instead provide you a link to our partner's website who offers a price comparison tool allowing you to find the best deals and lowest prices for renters insurance. |
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| Everybody who rents, who wants to be compensated for the loss of property and who needs liability protection should have a separate Virginia apartment insurance policy from the landlord's that covers the building and not the tenant's belongings. A renters insurance policy protects your belongings. |
