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| Insurance isn't just for people who own a home. You can get the same excellent coverage through a Olympia apartment insurance policy if you rent a house, apartment, condominium or mobile home. Whatever your situation, you can enjoy complete protection for all your personal belongings. |
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| You might think you don't need Olympia apartment insurance if you rent, but think again! Add up the cost of your furniture, your electronic equipment, your CD collection, computer, garments and other personal property. Can you afford to replace everything in the event of a fire or burglary? Getting renters insurance gives you to protection you need |
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| Olympia apartment insurance isn't expensive. A renters insurance policy with a $250 deductible typically costs about $250 a year for $30,000 worth of contents coverage and $300,000 in personal-liability coverage -- which protects you in case you're sued for an injury that occurs in your home. |
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| Just like any other type of homeowners insurance policy, your Olympia apartment insurance premium depends on a number of factors: where you live, your deductible, your insurance company, and whether you need any additional coverage. Raising your deductible is a good way to reduce the monthly premium on your renters insurance policy |
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| One valuable piece of advice is to arrange for your Olympia apartment insurance to go into effect on the day that you move into your new place. It’s also a good idea to discuss this with your roommate, as he or she may have also let this fall by the wayside. And when your best friend trips on a rug and breaks a leg, who wants to be surprised by a bill for what could amount to thousands of dollars? A renters insurance policy covers these types of situations. |
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| Olympia apartment insurance policies have additional benefits. For example, a waterbed liability provision is standard in most renters and condo owners policies. If your waterbed bursts and the water ends up in the apartment below yours, your renters insurance would cover the damage. |
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| Everybody who rents, who wants to be compensated for the loss of property and who needs liability protection should have a separate Olympia apartment insurance policy from the landlord's that covers the building and not the tenant's belongings. A renters insurance policy protects your belongings. |
