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| U-District Apartment Insurance should be purchased when renting due to the numerous liabilities when renting, whether alone or another roommate. Renters insurance or tenant insurance can provide coverage for possessions against theft, fire and other damages, and even coverage for guests and roommates if an accident should occur. |
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| Why don't more renters carry U-District apartment insurance against possible financial losses? Apartment owners and managers and insurance industry executives said most renters believe -- erroneously so -- that they don't need renter's insurance because the property owner is required to take care of any losses they may suffer. |
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| When you look at the trade-off, paying a small premium for coverage against the cost of replacing what has taken you years to accumulate, U-District apartment insurance makes perfect sense. Renters insurance covers your belongings. |
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| You might think you don't need U-District apartment insurance if you rent, but think again! Add up the cost of your furniture, your electronic equipment, your CD collection, computer, garments and other personal property. Can you afford to replace everything in the event of a fire or burglary? Getting renters insurance gives you to protection you need |
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| Just like any other type of homeowners insurance policy, your U-District apartment insurance premium depends on a number of factors: where you live, your deductible, your insurance company, and whether you need any additional coverage. Raising your deductible is a good way to reduce the monthly premium on your renters insurance policy |
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| A complete inventory of your property can be helpful if you ever file a claim with your U-District apartment insurance. Keep a copy of the inventory, along with receipts and photos or a videotape, in a secure place, such as a safe deposit box. These will help prove your losses to the renters insurance company. |
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| Most of you probably haven't even thought about getting U-District apartment insurance to cover your personal property such as your clothes, furniture, tv, etc. You can protect your belongings by purchasing renters insurance, which is similar to homeowners insurance for those who rent. |
